Built for speed
A streamlined, responsive process so you can act with confidence.
Real Estate Funding • Nationwide
Funding that keeps pace with your next deal.
Angel Capital Solutions lends to real estate investors, from the earnest money deposit to the double close, the fix and flip and the long-term rental. Flexible structures, straight answers, and a lender who speaks your language.
WholesalersLock up contracts and close with funding for deposits and the first leg of a double close.EMD • Double-Close
Fix & flippersShort-term capital to buy, renovate and resell.Fix & Flip
Creative-finance investorsFlexible capital for seller-finance and other creative structures.EMD • Double-Close • Fix & Flip
LandlordsLong-term financing for rentals and growing portfolios.Buy & Hold
Why Angel Capital
A lender built around how investors work.
Deals move fast and rarely look the same twice. We keep the process clear, flexible and personal, and we lend nationwide.
Flexible & creative-friendly
We understand wholesaling, double closes and creative finance, and we look at the structure of the deal in front of us.
Transparent terms
Clear expectations and terms shared with you in writing, before you commit to anything.
Direct access
Talk with the person who reviews and funds your deal: [Name / title].
Our Lending Solutions
Explore our loan programs.
Four programs covering the full life of an investment deal, from locking up the contract to holding the asset long term.
Program 01
EMD Funding
Earnest money deposit funding
Have the deal but need the earnest money deposit to secure it? We can fund the EMD so you can lock up the contract and keep your own capital working elsewhere.
- Secure deals without tying up your cash
- Built for wholesalers and active investors
- Simple, deal-focused review
Terms are tailored to each deal. Let's talk through yours on a quick call.
Program 02
Double-Close / Transactional Funding
Short-term funds for the A-to-B purchase
Transactional funding covers the first leg of a double close, so you can complete the sale to your end buyer without needing the purchase capital yourself.
- Close with your end buyer using our funds
- Coordinated with your title or escrow company
- Clear payoff at the second closing
Terms are tailored to each deal. Let's talk through yours on a quick call.
Program 03
Fix & Flip Loans
Acquisition and renovation financing
Short-term financing for investors buying, rehabbing and reselling residential properties. We look closely at the deal, the plan and the numbers.
- Purchase and rehab funding [Confirm structure]
- Investor experience guidelines: [Confirm]
- Terms built around your project timeline
Terms are tailored to each deal. Let's talk through yours on a quick call.
Program 04
Buy & Hold Loans
Long-term rental and investment financing
Build and grow a rental portfolio with financing designed for long-term holds, whether you're adding your first rental or your next one.
- Property types: [Confirm property types]
- Structured for cash-flowing rentals
- Designed to scale with your portfolio
Terms are tailored to each deal. Let's talk through yours on a quick call.
Loan availability, terms and eligibility are determined case by case and subject to underwriting. All programs are for business-purpose investment properties only.
More Ways to Fund
Additional financing options.
Every deal is different. Beyond our core programs, additional financing options are available for real estate investors and their businesses.
Financing Option
Real Estate Investor Financing
Real estate financing for investors, covering fix-and-flip, ground-up construction and rental portfolio projects.
Financing Option
Business & Real Estate Financing
Business financing and real estate funding for property investors, including short-term acquisition and rehab loans and long-term rental financing.
Some financing options are provided through affiliated capital sources. Eligibility, rates and terms are determined case by case and subject to underwriting.
How It Works
From submitted deal to funded, in four steps.
A simple, no-nonsense process designed to respect your time.
01
Submit your deal
Share the property, your plan and the numbers using the form below, or contact us directly.
02
Quick review
We review the deal and the borrower and talk through the structure, with clear terms in writing.
03
Underwriting & docs
We work with you and your title or escrow company to complete underwriting and closing documents.
04
Close & fund
Sign, fund and get to work. When the next deal comes up, we'll be ready.
Every deal is different, so we talk through timing and terms up front. Book a 15-minute call
Mike Daniels
Founder, Angel Capital Solutions
About Mike
You found the deal. You negotiated the contract. Now the clock is ticking.
or
You've built a portfolio by spotting opportunities others miss, and you're ready to take on bigger, better deals.
How will you get it done?
By partnering with a responsive, deal-focused funding partner who understands what it takes to close.
I'm Mike Daniels, founder of Angel Capital Solutions and fellow real estate investor.
I'm on a mission to help real estate investors close more deals without the frustration of slow, rigid financing.
For years I built my career as an executive and corporate recruiter, helping people and companies find the right fit to move forward faster. When I stepped into real estate investing, I saw how many good deals died on the table. It wasn't a bad deal that killed them; the investor just couldn't get funding lined up quickly enough. So I made that my focus.
Today, Angel Capital Solutions provides EMD, double-close, fix-and-flip, DSCR, bridge, ground-up and commercial funding nationwide, plus capital for major commercial projects. Every deal gets a real conversation, a straightforward review and a partner who wants to see you win. Let's talk about your next deal!
FAQ
Questions investors ask us.
What types of loans does Angel Capital Solutions offer?
Four investor-focused programs: earnest money deposit (EMD) funding, double-close / transactional funding, fix and flip loans, and buy and hold (rental) loans.
Are these loans for personal or owner-occupied homes?
No. All of our loans are business-purpose loans for real estate investment. We do not offer consumer loans or financing for owner-occupied primary residences.
Where do you lend?
We lend to investors nationwide. Availability can vary by state and property. Currently active states: [List of states / "all 50"]. Send us your deal and we'll let you know.
What are your rates, fees and loan amounts?
Terms depend on the deal, the property and the borrower, so we discuss them on a call rather than post one-size-fits-all numbers. Book a 15-minute call and we'll walk through your scenario. Final terms are provided in writing after review and are subject to underwriting.
How fast can you fund?
We know timing matters, and moving quickly is a priority. Exact timing depends on the deal, the property and how quickly documents are completed, and we talk through it on a call. Book a 15-minute call to discuss yours.
What do I need to apply?
Generally, the deal details (property, purchase contract if applicable, scope of work for rehabs, and exit strategy) along with basic borrower information. Full requirements: [Document checklist].
Do you work with newer investors?
[Confirm experience requirements, e.g. minimum experience, credit or liquidity guidelines]
Do you work with creative-finance deals?
We understand creative-finance strategies and are happy to review them. Whether a specific structure is eligible depends on the program and underwriting, so reach out with the details. [Confirm which structures you fund]
How does EMD funding work?
We provide funds for the earnest money deposit on a contract you've secured, so you can hold the deal without using your own capital. How it's structured and repaid depends on the deal and is discussed on a call.
Start Here
Ready to talk through your next deal?
Tell us about the property and the program that fits, or book a call to talk it through.
- Phone213.302.5834
- Emailmd@thesmgllc.com
- Service areaLending nationwide